For an executor / lawyer

You are administering (or advising on) this person's estate. This explains what TraderTape Wealth provides and how to use it — it is a discovery and access aid, not a legal instrument.

Not legal advice. It does not replace the will, probate, or applicable succession law.

What this tool is#

A private, self-maintained financial inventory: the deceased's bank accounts, demat accounts and brokers, mutual-fund folios, insurance policies, PPF/EPF, property, and loans/liabilities — each with its nominee and an institutional contact, plus totals (assets, liabilities, net worth). Its purpose is to ensure nothing is lost or overlooked and that the family can act quickly.

It records nominations, which are custodial. It does not determine inheritance — that remains governed by the will and the law. Reconcile the recorded nominees against the will; where they differ, the will/law prevails.

Artifacts you may encounter#

1. "In Case of Emergency — Financial Inventory" (printed) — the human-readable list. May be a Summary (account numbers masked) or Full version.
2. An encrypted report (…-encrypted.json) + an offline Decryptor.html — the complete detail, encrypted so it can only be opened by a threshold of trustees together (e.g. any 2 of 3). The trustees are typically named in the will or the inventory. To open it, coordinate the required trustees per For a trustee — it needs only a browser, offline.

Suggested sequence#

1. Secure the will and confirm your authority to act.
2. Obtain multiple certified death certificates.
3. Use the inventory to build the asset & liability schedule; verify each against statements.
4. Prioritise time-sensitive items: insurance claims, and notifying lenders of loans.
5. For each asset, follow the institution's transmission/claim process (nominee first, then distribution per the will).
6. If the inventory is a masked summary, obtain the full detail via the trustees' encrypted report.
7. Reconcile nominations with the will; distribute to heirs accordingly.

Notes on the encrypted report's assurance#

• The full report was encrypted client-side (AES-256-GCM); the key was split with Shamir's Secret Sharing and never held by any single party or server.
• The decryptor is a standalone, auditable tool containing no secrets; its integrity can be checked against a SHA-256 printed on the share cards.
• Technical detail: LEGACY.md.